could] be willing to offer him credit and he went on the internet to apply.  After a certain amount of scanning and faxing paperwork to the loans company £350 arrived in his bank account, enough for his tyres and the tow truck and storage charges.  Everything went well until his payday when the payday Jengaloans company took £437.50 from his bank account.  He was able to pay his rent for his bed-sit, put some diesel in his van and then he was back to his zero bank balance.

After a friend of his expressed his anger with Dave continually smoking his cigarettes and using his phone credit, Dave decided he was sick of having no money.  Dave made a quick telephone  call and the pay day loans company were all too willing to lend him £500.  Glad for their "help" Dave was able to have a couple of nights out and buy his own fags.  His payday came round again and £625 was removed from his bank account.  Also, a couple of months ago he was foolish enough to give his visa debit card number to the debt collector that had [purchased



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